Expert insights & industry news
Stay informed with the latest trends, strategies, and advice in insurance and leasing.
Consumer leasing: a car without running a business
Leasing is not reserved for companies. Consumer leasing lets private individuals use a car, but it follows a different logic from business leasing — no tax benefits, but consumer protection instead.
Ubezpieczenie GAP w leasingu: fakturowy, casco czy indeksowy?
GAP to jedno z tych ubezpieczeń, których sens rozumie się dopiero po szkodzie całkowitej. Wyjaśniamy, czym różnią się jego trzy odmiany, ile realnie kosztuje i przy jakich umowach leasingowych jest niemal obowiązkowy.
Wkład własny w leasingu: 0%, 10% czy 45%? Jak wybrać świadomie
Wkład własny wygląda na prostą decyzję: im mniej wpłacę, tym lepiej. W rzeczywistości przesuwa on koszt w czasie, zmienia wysokość wykupu i wpływa na to, ile realnie zaliczysz do kosztów podatkowych. Pokazujemy to na liczbach.
Leasing na jednoosobowej działalności: zdolność, wkład własny i dokumenty
Jednoosobowa działalność to najczęstsza forma prowadzenia firmy w Polsce i jednocześnie ta, wokół której narosło najwięcej mitów o leasingu. Tłumaczymy, czego naprawdę wymaga leasingodawca, ile trzeba wpłacić i kiedy procedura uproszczona wystarczy.
Lease assignment in 2026: the transfer fee, tax, and the trap of the new caps
An assignment is often the cheapest way out of a lease a company can no longer carry — and an opportunity for whoever takes it over. We explain how to set and settle the transfer fee, and why a 2023 agreement you take over still falls under the new 100 000 zł cap.
Buying a car out of a lease in 2026: privately or through the company, and when you can sell tax-free
The end of a lease is a single decision worth several thousand złoty. We explain the private and company buy-out, VAT, the six-year rule on selling, and which announced changes never actually came into force.
Leasing or long-term rental in 2026? The 100 000 zł cap changes the maths
Cutting the cost cap to 100 000 zł has moved the break-even point between leasing and long-term rental. We explain why the service part of the instalment is not capped, and when each form comes out better.
Leasing limits in 2026: 100 000, 150 000 or 225 000 zł? A guide for companies
Since January 2026 the single 150 000 zł cap has been replaced by three thresholds based on CO2 emissions. We explain how much you can actually deduct, how to calculate the proportion, and why the new caps also apply to agreements signed earlier.
Leasing an electric car in 2026: subsidies, costs and whether it pays off
Does leasing an electric car genuinely pay off for a Polish company? We break down the subsidies, the tax caps, the running costs and the real total cost of ownership.
Operating or finance lease? A full comparison for companies
Two forms of leasing, two completely different tax and accounting consequences. We explain the differences in costs, ownership, VAT and buy-out — and suggest which to choose.
Company fleet insurance: OC, AC, GAP and how to genuinely lower the premium
A fleet is real value and real risk. We explain what OC, AC and GAP cover, the most common mistakes in company policies, and the levers that actually reduce the premium.